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What's Trending in the Universal Life Market? More of the Same
accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...- Authors: Susan Saip
- Date: Oct 2015
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Current Dynamics of Universal Life and Indexed UL
(IULSG) are seen in the graph in Figure 2. Long-term Care and Chronic Illness Rider Sales The popularity ... UL/IUL products with chronic illness and long-term care (LTC) riders can be seen as more and more companies ...- Authors: Susan Saip
- Date: Oct 2013
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life
Great Southern Life, here in Houston, have made primary comitments to universal life insurance. These ... a universal life product. This decision was the direct result of continuing inflation, growing consumerism ...- Authors: Robert L Collett, Gary P Monnin, James N Parrish
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Public Policy
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The Next Generation Universal Life
continue to be the primary distributors for UL insurance. Banks, through direct relationships and through ... 1000, so that is the marketplace to which I will direct my comments. We will discuss trends in sales, ...- Authors: Daniel Byrne, Deanne L Nezas, Ken McCullum, Daniel Towriss
- Date: May 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Public Policy
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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UL Secondary Guarantee –A Rebirth of Fixed Life?
UL Secondary Guarantee –A Rebirth of Fixed Life? Discussion of UL products with secondary guarantees ... Canadian Term to 100, and, most recently, long-term care). Another example of UL/SG taking on a different ...- Authors: David Simbro
- Date: Nov 2003
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits
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A New Platform for Universal Life
A New Platform for Universal Life This article addresses the expected impact that the 2001 ... and adapt to new types of catastrophic risk, many direct writing insurance companies are facing new decisions ...- Authors: Karen Rudolph
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Small Talk
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Considerations for Indexed Universal Life under PBR
Considerations for Indexed Universal Life under PBR The article highlights key considerations ... costs, and policyholder behavior modeling are primary considerations for companies when evaluating the ...- Authors: Ye Yang, Erzhe Zhang, Nicholas Dunn
- Date: Dec 2017
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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New Flexibility for VUL Product Design in New York StateSurrender Charge Limits Revisited
New Flexibility for VUL Product Design in New York StateSurrender Charge Limits Revisited The ... Rationale This interpretation is arrived at by care- fully tracing the logic of 11 NYCRR 54.7 as follows: ...- Authors: Robert Hafner
- Date: Aug 2001
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Have You Recently Considered Reviewing Your Marketing Mix? The UL Story
Have You Recently Considered Reviewing Your Marketing Mix? The UL Story In this article, the author discusses ... as of December, from 1/1 to 12/31 of each year. DIRECT ANNUALIZED PREMIUM IN PESOS (millions) ...- Authors: Jose Luis Berrios-Martin
- Date: Dec 2009
- Competency: External Forces & Industry Knowledge
- Publication Name: International News
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life